"But my God shall supply all your need according to his riches in Glory by Christ Jesus"  Phillippians 4:19

MARCELINO T. NATIVIDAD, JR.
Also knows as “John Natividad”
P.O. Box 60335, Las Vegas, NV 89121
(702) 370-2577 (cellular)
Email: john@johnnatividad.com

PROFESSIONAL OBJECTIVE

Seeking to work independently to utilize my experience and expertise in the area of analyzing and evaluating liability exposures, interpreting policy coverages and limits, evaluating and suggesting insurance coverages, and investigation of liability claims, claims auditing and negotiating.

SUMMARY OF QUALIFICATIONS

• Risk Management Consultant 13 years
• Over 20 years experience as an INSURANCE CLAIMS ADJUSTER
• 15 years as an INSURANCE AGENT/BROKER. 

I was employed for 13 years by Willis of North America (1st under Willis of Pennsylvania, then Willis of Arizona, Inc.) as an agent/broker with an in-depth knowledge of claims handling and procedures for the office of Willis of Nevada, Inc. (office now closed due to downsizing).  I was assigned as with an on-site agent/broker to the MGM MIRAGE, INC. formerly known as the Mirage Resorts, Inc., as an Risk Management Consultant.

My duties were as follows:

• Assist Corporate Risk Manager of the Risk Management Dept. for MGM MIRAGE CORP.
• Assist Claims Director in writing and implementing Claim Procedures
• Assist in training of Claims representatives on Corporate Guidelines
• Auditing and evaluating claims files
• Evaluating and negotiating claims exposures towards settlement
• Inspecting and Evaluating of Risk Exposures
• Writing reports and obtaining statistical reports on Risk/Claim files
• Interim Manager for the Treasure Island Hotel and Casino Risk Management Dept.
• Interim Manager for the Mirage Hotel and Casino Risk Management Dept.
• Interim Manager for the Golden Nugget Hotel and Casino Risk Management Dept.
• Interim Manager for the Bellagio Hotel and Casino Risk Management Dept.
• Work in corporation with Security and Safety Depts. On Risk exposures and training in report writing
• Evaluating and suggestions on hiring and training claims personnel
• Troubleshoot and assist on MGM Mirage Risk Management Departments where necessary
• Conduct preliminary investigations for the Workman’s Compensation Dept. ---Confirm address, Contact, and Surveillance

Agent/Broker

• Appointed and licensed by approximately thirty insurance companies to handle counter-signatures and surplus lines issues under Willis of Nevada.
  
• Designation of LUTCF, Life Underwriters Training Council Fellow.
  
• Specialization in sales and service of personal, business, life, disability, long-term care, and retirement planning.
  
• Participation in numerous seminars and classes for: 
       Personal Communication in Sales
       Sales Training in Life and Disability Insurance
       Sales Training in Long Term Care
       Time management
       Health Underwriting
       Financial Planning
       Wills and Trusts
  
• Risk Management Analysis
  
• Honors and Awards
  Life and health Sales Leader of the Year – 1989
       Gallacher Agency
  Southern Nevada Rookie of the Year 1989 – 1990
  Leaders Club – 1989 and 1990
       Gallacher Agency
  Agent of the Month – November, 1989
  New Associate of the Month – January, 1990
  New Associate of the Month – November, 1990
  Agent of the Month – February, 1991

Adjuster

• Participation in a multitude of seminars and classes:
    Property and Casualty Liability adjuster Courses
       Commenced Insurance Law Correspondence course
       Allstate Insurance Company, 1977 – 1979
  Certificate of Completion
       Insurance Institute of America Classes 21, 22, and 23
    Medical Malpractice                        
    Wrongful Death Investigation                      
    Wrongful Termination Investigation
    Product Liability Investigation                      
    Surveillance
    Medical Surveillance Investigation  
    Fire/Arson Detection                                   
    State/Municipal/County Liability Investigations
    Police Officers Wrongful Abuse Investigations
    Medical – Soft Tissue Injury Seminar
    Medical – Fractures Seminar
    Autopsy Reading
    Professional Malpractice Investigation
    Financial Investigations – “The Paper Chase”
  

• Professional Associations (Past)
    Southern Nevada Claims Association
    Southern Nevada Fraud Investigators
    Southern Nevada Regional arson Task Force
    International Association of Arson Investigators
  

• Honors and Awards
    President Southern Nevada Claims Association – 1985
    Claims Person of the Year – 1987
    Southern Nevada Claims Association
    Guest Speaker – University of Nevada Las Vegas
       Topic:  Insurance Claim

EDUCATIONAL BACKGROUND

El Camino Jr. College, Torrance, California (1976) AA Degree
Major Courses of Study: History and Political Science

Vocational:
M.T.I. BUSINESS COLLEGE, Hawthorne, California
Certificate of Completion for Computer Programming

DENNY WALKER’S ACADEMY OF DEALING, Las Vegas, Nevada
Certificate of Completion in “21”, “Roulette”, and “Craps”

High School:
LUDWIGSBURG AMERICAN HIGH SCHOOL, Stuttgart, Germany
1964 High School Diploma

PROFESSIONAL EXPERIENCE

8/91 – 4/04
WILLIS OF NEVADA
Las Vegas, Nevada
Account Executive/Assistant Vice President
Agent/Broker

• See attached job description

• 3/89 – Present
  AMERICAN NATIONAL INSURANCE COMPANY
  Las Vegas, Nevada
  Agent/Broker

  • Responsible for sales and service of insurance products and services including maintaining of files and continuing solicitation of new clients.  Products for sales and services are auto and homeowners insurance, life insurance, college planning courses, bi-weekly mortgages, health insurance and disability insurance.

   

  12/87 – 3/89
  R. L. GRESHAM INSURANCE ADJUSTERS
  Las Vegas, Nevada
  Independent Claims Adjuster/Liability

  • Investigated bodily injury claims and other special liability claims.  Completed investigative reports and kept updated status and dictated report to principle.  Investigated/researched medical reports, information and laws.  Assisted in the investigation of product liability claims.  Handled cargo and property losses.  Negotiated settlement of claims with Claimants and/or Attorneys.  Also handled special liability cases, fire/arson liability investigations for the Police Department.  Surveillance, investigation of bus accidents, wrongful termination, wrongful death investigations and medical malpractice investigation

    3/80 – 7/87
    R. L. GRESHAM INSURANCE ADJUSTERS, INC.
    Las Vegas, Nevada
    Independent Claims Adjuster

    • Liability Claims Adjuster/Investigator.  (see above)
    • Also handled claims for the Boyd Group

    6/76 – 12/79
    ALLSTATE INSURANCE COMPANY
    Las Vegas, Nevada
    Casualty Field Adjuster – Liability

    • Investigated bodily claims.  Completed investigative records and kept updated information for company.  Researched medical information and laws, and negotiated settlements or bodily injury claims with Claimants or their Attorneys.

  PDF File of John Natividad's Resume